22. Words may become mental palaces that will live forever, or they may become shacks which the
first breeze will carry away. They may delight the eye as well as the ear; they may contain all
knowledge. In them we find the history of the past as well as the hope of the future; they are living
messengers from which every human and superhuman activity is born.
23. The beauty of the word consists in the beauty of the thought; the power of the word consists in
the power of the thought, and the power of the thought consists in its vitality. How shall we identify
a vital thought? What are its distinguishing characteristics? It must have principle. How shall we
24. There is a principle of Mathematics, but none of error; there is a principle of health, but none of
disease; there is a principle of truth, but none of dishonesty; there is a principle of light, but none of
darkness, and there is a principle of abundance, but none of poverty.
25. How shall we know that this is true? Because if we apply the principle of Mathematics
correctly, we shall be certain of our results. Where there is health, there will be no disease. If we
know the Truth, we cannot be deceived by error. If we let in light, there can be no darkness; and
where there is abundance, there can be no poverty.
26. These are self-evident facts, but the all-important truth that a thought containing principle is
vital and therefore contains life and consequently takes root, and eventually but surely and certainly
displaces the negative thoughts, which by their very nature can contain no vitality, is one which
seems to have been overlooked.
27. But this is a fact which will enable you to destroy every manner of discord, lack and limitation.
28. There can be no question but that he who is wise enough to understand will readily recognize
that the creative power of thought places an invincible weapon in his hands and makes him a
master of destiny.
29. In the physical world there is a law of compensation which is that “the appearance of a given
amount of energy anywhere means the disappearance of the same amount somewhere else,” and so
we find that we can get only what we give. If we pledge ourselves to a certain action we must be
prepared to assume the responsibility for the development of that action. The subconscious cannot
reason. It takes us at our word; we have asked for something; we are now to receive it; we have
made our bed, we are now to lie in it; the die has been cast; the threads will carry out the pattern we
30. For this reason Insight must be exercised so that the thought which we entertain contains no
mental, moral or physical germ which we do not wish objectified in our lives.
31. Insight is a faculty of the mind whereby we are enabled to examine facts and conditions at long
range, a kind of human telescope; it enables us to understand the difficulties, as well as the
possibilities, in any undertaking.
32. Insight enables us to be prepared for the obstacles which we shall meet; we can therefore
overcome them before they have any opportunity to cause difficulty.
33. Insight enables us to plan to advantage and to turn our thought and attention in the right
direction, instead of into channels which can yield no possible return.
34. Insight is therefore absolutely essential for the development of any great achievement, but with
it we may enter, explore and possess any mental field.
35. Insight is a product of the world within, and is developed in the Silence, by concentration.
36. For your exercise this week, concentrate on Insight; take your accustomed position and focus
the thought on the fact that to have knowledge of the creative power of thought does not mean to
possess the art of thinking. Let the thought dwell on the fact that knowledge does not apply itself,
and that our actions are not governed by knowledge, but by custom, precedent and habit;that the
only way we can get ourselves to apply knowledge is by a determined conscious effort. Call to
mind the fact that unused knowledge passes from the mind, that the value of the information is in
the application of the principle; continue this line of thought until you gain sufficient insight to
formulate a definite program for applying this principle to your own particular problem.
“Think truly, and thy thoughts
Shall the world’s famine feed;
Speak truly, and each word of thine
Shall be a fruitful seed;
Live truly, and thy life shall be
A great and noble creed.”
- Horatio Bonar
Part Fifteen Study Questions With Answers
141. What determines the degree of harmony which we attain? Our ability to obtain what we
require for our growth from each experience.
142. What do difficulties and obstacles indicate? That they are necessary for our wisdom and
143. How may these difficulties be avoided? By a conscious understanding of and cooperation with
144. What is the principle by which thought manifests itself in form? The Law of Attraction.
145. How is the necessary material secured by which the growth, development and maturity of the
idea take form? The law of love, which is the creative principle of the Universe, imparts vitality to
the thought, and the Law of Attraction brings the necessary substance by the law of growth.
146. How are desirable conditions secured? By entertaining desirable thoughts only.
147. How are undesirable conditions brought about? By thinking, discussing and visualizing
conditions of lack, limitation, disease, disharmony, and discord of every kind. This mental
photography of erroneous conceptions is taken up by the subconscious and the Law of Attraction
will inevitable crystallize it into objective form. That we reap what we sow is scientifically exact.
148. How can we overcome every kind of fear, lack. limitation, poverty and discord? By
substituting principle for error.
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149. How may we recognize principle? By a conscious realization of the fact that Truth invariably
destroys error. We do not have to laboriously shovel the darkness out; all that is necessary is to turn
on the light. The same principle applies to every form of negative thought.
150. What is the value of Insight? It enables us to understand the value of applying the knowledge
which we gain. Many seem to think that knowledge will automatically apply itself, which is by no
“To every man there openeth a way,
And the high soul climbs the high way,
And the low soul gropes the low;
And in between on the misty flats,
The rest drift to and fro.
But to every man there openeth
A high way and a low
And every man decideth
The way his soul shall go.”
Introduction - Part Sixteen
The vibratory activities of the planetary Universe are governed by a law of periodicity. Everything
that lives has periods of birth, growth, fruitage, and decline. These periods are governed by the
The Law of Sevens governs the days of the week, the phases of the moon, the harmonies of sound,
light, heat, electricity, magnetism, atomic structure. It governs the life of individuals and of nations,
and it dominates the activities of the commercial world.
Life is growth, and growth is change. Each seven-year period takes us into a new cycle. The first
seven years is the period of infancy. The next seven the period of childhood, representing the
beginning of individual responsibility. The next seven represents the period of adolescence. The
fourth period marks the attainment of full growth. The fifth period is the constructive period, when
men begin to acquire property, possessions, a home and family. The next from 35 to 42, is a period
of reactions and changes, and this in turn is followed by a period of reconstruction, adjustment and
recuperation, so as to be ready for a new cycle of sevens, beginning with the fiftieth year.
Those familiar with these cycles will not be disturbed when things seem to go wrong, but can apply
the principle outlined in these lessons with the full assurance that a higher law will invariably
control all other laws, and that through an understanding and conscious operation of spiritual laws,
we can convert every seeming difficulty into a blessing.
1. Wealth is a product of labor. Capital is an effect, not a cause; a servant, not a master; a means,
not an end.
2. The most commonly accepted definition of wealth is that it consists of all useful and agreeable
things which possess exchange value. It is this exchange value which is the predominant
characteristic of wealth.
3. When we consider the small addition made by wealth to the happiness of the possessor, we find
that the true value consists not in its utility but in its exchange.
4. This exchange value makes it a medium for securing the things of real value
whereby our ideals may be realized.
5. Wealth should then never be desired as an end, but simply as a means of accomplishing an end.
Success is contingent upon a higher ideal than the mere accumulation of riches, and he who aspires
to such success must formulate an ideal for which he is willing to strive.
6. With such an ideal in mind, the ways and means can and will be provided, but the mistake must
not be made of substituting the means for the end. There must be a definite fixed purpose, an ideal.
7. Prentice Mulford said: “The man of success is the man possessed of the greatest spiritual
understanding, and every great fortune comes of superior and truly spiritual power.” Unfortunately,
there are those who fail to recognize this power; they forget that Andrew Carnegie’s mother had to
help support the family when they came to America, that Harriman’s father was a poor clergyman
with a salary of only $200.00 a year, that Sir Thomas Lipton started with only 25 cents. These men
had no other power to depend upon, but it did not fail them.
8. The power to create depends entirely upon spiritual power. There are three steps: idealization,
visualization, and materialization. Every captain of industry depends upon this power exclusively.
In an article in Everybody’s Magazine, Henry M. Flagler, the Standard Oil multimillionaire,
admitted that the secret of his success was his power to see a thing in its completeness. The
following conversation with the reporter shows his power of idealization, concentration, and
visualization, all spiritual powers:
9. “Did you actually envision to yourself the whole thing? I mean, did you, or could you, really
close your eyes and see the tracks? And the trains running? and hear the whistles blowing: Did you
go as far as that?” “Yes.” “How clearly?” “Very clearly.”
10. Here we have a vision of the law, we see cause and effect, we see that thought necessarily
precedes and determines action. If we are wise, we shall come into a realization of the tremendous
fact that no arbitrary condition can exist for a moment, and that human experience is the result of
an orderly and harmonious sequence.
11. The successful businessman is more often than not an idealist, and is ever striving for higher
and higher standards. The subtle forces of thought as they crystallize in our daily moods is what
12. Thought is the plastic material with which we build images of our growing conception of life.
Use determines its existence. As in all other things, our ability to recognize it and use it properly is
the necessary condition for attainment.
13. Premature wealth is but the forerunner of humiliation and disaster, because we cannot
permanently retain anything which we do not merit or which we have not earned.
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