Official Forms 22A
1, 22A-1Supp, and 22A
Instructions for the Chapter 7 Statement of Your Current
Monthly Income and Means Test Calculation
United States Bankruptcy Court
If you are filing under chapter 11, 12, or
13, do not fill out this form.
How to fill out these forms
Official Forms 22A–1 and 22A–2 determine whether your
income and expenses create a presumption of abuse that
may prevent you from obtaining relief from your debts
under chapter 7 of the Bankruptcy Code. Chapter 7 relief
can be denied to a person who has primarily consumer
debts if the court finds that the person has enough income
to repay creditors an amount that, under the Bankruptcy
Code, would be a sufficient portion of their claims.
You must file 22A–1, the
Chapter 7 Statement of Your
Current Monthly Income
(Official Form 22A–1) if you are
an individual filing for bankruptcy under chapter 7. This
form will determine your current monthly income and
compare whether your income is more than the median
income for households of the same size in your state. If
your income is not above the median, there is no
presumption of abuse and you will not have to fill out the
Statement of Exemption from Presumption of
Abuse Under § 707(b)(2)
(Official Form 22A-1Supp)
determines whether you may be exempted from the
presumption of abuse because you do not have primarily
consumer debts or because you have provided certain
military or homeland defense services. If one of these
exemptions applies, you should file a supplement,
Form 22A-1Supp, and verify the supplement by
completing Part 3 of Form 22A-1. If you qualify for an
exemption, you are not required to fill out any part of
Form 22A-1 other than the verification. If the exemptions
do not apply, you should complete all of the parts of
Form 22A-1 and file it without the supplemental form.
If you and your spouse are filing together, you and your
spouse may file a single Form 22A-1. However, if an
exemption on Form 22A-1Supp applies to only one of
you, separate forms may be required.
11 U.S.C. § 707(b)(2)(C).
If your completed Form 22A-1 shows income above the
median, you must file the second form,
Chapter 7 Means
(Official Form 22A–2). The calculations
on this form—sometimes called the
your income by living expenses and payment of certain
debts, resulting in an amount available to pay other debts.
If this amount is high enough, it will give rise to a
presumption of abuse
. A presumption of abuse does not
mean you are actually trying to abuse the bankruptcy
system. Rather, the presumption simply means that you are
presumed to have enough income that you should not be
granted relief under chapter 7. You may overcome the
presumption by showing special circumstances that reduce
your income or increase your expenses.
If you cannot obtain relief under chapter 7, you may be
eligible to continue under another chapter of the
Bankruptcy Code and pay creditors over a period of time.
Read each question carefully. You may not be required to
answer every question on this form. For example, your
military status may determine whether you must fill out
the entire form. The instructions will alert you if you may
If you have nothing to report for a line, write $0.
Information for completing the forms
To fill out several lines of the forms, you must look up
information provided on websites or from other sources.
For information to complete line 13 of Form 22A-1 and
lines 6-15, 30, and 36 of Form 22A-2, go to:
If your case is filed in Alabama or North Carolina, the
administrative expense multiplier mentioned at line 36 of
Form 22A-2 can be found at: